Did you go shopping to buy something? But remember these things…
If New Year is coming, on gadgets.. how can we not buy! Buying is not wrong.. but it must be within our budget. Otherwise there will be a situation of having to borrow with a deficit budget. In order to avoid this problem, it is imperative to go to the market. Only those with concessions should be given preference. Apart from this, if you pay attention to the quality, the purchased item will last for a long time. We are worth the cost.
We should not shop by looking at others.. that friends and neighbors have bought. We should think about how much we need those things. If the thing we have is working well then replacing it with another thing. Don’t think, That would be a waste of money. Also it is not good to shop too much to show off to others. Instead of shopping, if you plan a get together with friends and relatives, that happiness will be remembered for decades, saves money.
Plan.. make a list according to our financial situation. Make another list with those that are considered urgent as well. If you want to use a credit card, you should check whether there are reward points. By availing the cash back facility, the shopping can be completed within the budget. Also, do not buy cheap items that will cost less, taking into account the discount. Quality should be kept in mind. It is enough to not only fix the budget before going shopping, but also try not to go over it. Welcoming the New Year happily without debt.
Leave a comment