Health & Wellness Today

Be cautious with your physical health today, Pisces. While you’re brimming with energy, small accidents or injuries can turn into something more serious if not addressed. If you feel any discomfort, it’s important to consult a doctor and take the necessary steps to care for yourself. This is just a temporary phase, and by being proactive, you can prevent future health concerns.

Love & Relationship Today

Your love life is heating up today, Pisces! Passion will be at the forefront, and your generous spirit will shine through in your romantic gestures. You may surprise your partner with an extravagant or sweet act of affection, and in return, you’ll receive a passionate response. Your efforts will turn an otherwise ordinary day into something special, creating a beautiful bond between you and your loved one.

Career & Money Today

If you’re in the service sector, you may see a rise in your income today. If not, don’t hesitate to speak your mind—your frank opinions will be heard and respected. While your workload may increase midway through the day, it will ease by the evening. Consider securing your financial future by enrolling in an insurance policy. This step will provide stability for you and your loved ones in the long run.

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The Importance of Retirement Planning

Many people harbor concerns about their financial situation post-retirement and how they will manage expenses without a steady income. However, a well-structured financial plan can mitigate these worries. One excellent option for securing your financial future is the Jeevan Anand policy offered by the Life Insurance Corporation of India (LIC).

Why Choose the Jeevan Anand Policy?

The Jeevan Anand policy is a life endowment plan that provides life insurance coverage even after the premium payment period ends. Here are some key benefits of this policy:

• Affordability: With a minimal daily investment of just ₹45, you can accumulate up to ₹25 lakh after 35 years. This makes it accessible for individuals from all walks of life.
• Comprehensive Coverage: The policy not only offers a sum assured but also includes additional bonuses, ensuring that policyholders reap all maturity benefits.
• Lifetime Protection: The Jeevan Anand policy guarantees lifetime financial security, providing peace of mind to you and your loved ones.
• Family Security: In the unfortunate event of the policyholder’s demise, the nominee will receive a sum assured of ₹5 lakh, ensuring financial support for the family.
• Accidental Benefits: The policy includes riders for accidental death and disability, providing extra protection and security.
• Flexible Premium Payments: The premium can be paid easily, and there is an option to surrender the policy after two years if necessary.

Making the Smart Investment

For those between the ages of 18 and 50, the Jeevan Anand policy presents a viable investment opportunity. By committing to a monthly premium of ₹1,358 (or ₹45 daily), you set yourself on a path to secure ₹25 lakh in 35 years. This financial cushion can greatly alleviate concerns about meeting expenses after retirement.

Conclusion

In conclusion, the Jeevan Anand policy by LIC is not just a life insurance policy but a strategic financial plan that can secure your future. With its combination of affordability, comprehensive coverage, and potential for significant returns, it provides an excellent avenue for those looking to enhance their financial security and enjoy a peaceful retirement. Start planning today to ensure a better tomorrow!

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Gold, which had been on a downward trend for the past few days, saw a sudden increase in value today. This spike in gold prices reaffirms the faith Indians have in this precious metal as a means of securing their financial future. Despite any potential financial challenges that may arise, owning gold is seen as a safeguard against economic uncertainties.

In major cities across India, including Chennai, Mumbai, Delhi, Hyderabad, Vijayawada, Kerala, and Bengaluru, the prices of gold varied slightly. For instance, in Chennai, the price of 22 carat 10 gram gold was Rs. 71,010, while the price of 24 carats was Rs. 77,460. Similarly, in Mumbai, Delhi, Hyderabad, Vijayawada, Kerala, and Bengaluru, the prices of both 22 carat and 24 carat gold fluctuated within a similar range.

Conversely, the price of silver experienced a marginal decrease, with the current price per kilogram standing at Rs. 94,900. It is important to note that the mentioned gold prices do not include GST and TCS, so additional charges may apply at the time of purchase.

As the day progresses, these prices may continue to fluctuate based on various factors, highlighting the dynamic nature of the precious metals market. Stay informed about the latest developments to make informed decisions regarding your investments in gold and silver.

The post The Love for Gold: Indians’ Affinity and Current Market Trends appeared first on Vizag One.

In today’s society, the elderly face challenges in sustaining themselves, particularly those who lack the benefits of traditional employment. While employees often receive pensions post-retirement, individuals in the unorganized sector find themselves on the brink, relying heavily on others for even the most basic necessities.

To address this gap, the Central Government launched the Atal Pension Yojana in 2015. This pension scheme targets workers in the unorganized sector, offering them a path to financial security in their later years. Opening an Atal Pension Yojana account is a straightforward process, either online or by visiting a bank branch, with simple eligibility criteria in place.

Applicants aged between 18 to 40 years, holding a savings account in any Indian bank, can avail of this scheme, especially those not falling under the taxpayer category. A valid Aadhaar number linked to the bank account is a prerequisite, along with not being part of other social security schemes like EPF or ESI.

Key features of the Atal Pension Yojana include a guaranteed monthly pension ranging from Rs. 1,000 to Rs. 5,000 based on contributions, with the Government contributing 50% or Rs. 1,000 (whichever is lesser). Contributions are flexible, varying with the chosen pension amount and age of entry, automatically deducted from the savings account.

Additionally, the scheme allows for nominee selection, ensuring continuity of benefits in case of the subscriber’s demise. Premature retirement is only permitted in specific circumstances like death or terminal illness, with provisions for the spouse to continue or exit the scheme based on preference.

The benefits of the Atal Pension Yojana are manifold, offering a stable income post-retirement, ensuring financial autonomy in old age, and safeguarding against market fluctuations due to government-backed guarantees. Low-income groups stand to gain from government grants, making the scheme accessible even to those with modest earnings.

Moreover, contributions up to Rs. 50,000 are eligible for tax deductions under Section 80CCD (1B) of the Income Tax Act, further incentivizing participation in this crucial pension scheme.

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Virgo Health & Wellness Horoscope: Minor respiratory ailments are seen on the cards. Avoid going into places where there will be allergens present. Those who are involved in professions of mining or similar fields cannot avoid it completely. But they should take a break from the site work for curing health or as a precautionary measure beforehand.

Virgo Daily Love & Relationship Horoscope: Those who are in the habit of moving around freely may face a lot of threat to their integrity. You may be desired by many but cannot be acknowledged well cause of the mobile nature of your job making you unfit for staying close to home! Your partner is correct from his or her point of view; after all you cannot manage families on the go!

Virgo Career & Money Horoscope: Those who are involved in service sectors can expect a hike in their income. However if it does not happen then you can give voice to your frank opinion and you will be heard for sure. The workload may mount up in the mid of the day which will hopefully subside by the end of the day. You can enroll yourself in an insurance policy for a more secure future.

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